Predictive medical information and underwriting.
نویسنده
چکیده
Medical underwriting involves the application of actuarial science by analyzing medical information to predict the future risk of a claim. The objective is that individuals with like risk are treated in a like manner so that the premium paid is proportional to the risk of future claim.
منابع مشابه
Risk factors for ill health insurance claims.
OBJECTIVES This study examined the information available at application for income protection insurance, to determine if any factors were predictive of a claim. The strength and significance of such factors were assessed and a predictive model was developed. BACKGROUND The factors underlying life assurance risks are well known, but this is not the case for income protection insurance. For acc...
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MetLife processes over 300,000 life insurance applications a year. Underwriting of these applications is labor intensive. Automation is difficult since they include many freeform text fields. MITA, MetLife’s Intelligent Text Analyzer, uses the Information Extraction --IE-technique of Natural Language Processing to structure the extensive text fields on a life insurance application. Knowledge en...
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ورودعنوان ژورنال:
- The Journal of law, medicine & ethics : a journal of the American Society of Law, Medicine & Ethics
دوره 35 2 Suppl شماره
صفحات -
تاریخ انتشار 2007